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Talk To Brandt - call (407) 758-7166
Get Pre-Approved for a Mortgage in Florida
Getting pre-approved is the most important first step when buying a home. A mortgage pre-approval shows sellers
you’re serious and helps you shop with a clear budget before you start touring homes.
As a local Florida mortgage broker, I’ll review your income, credit, and assets upfront so you know your options
and can make strong offers with confidence.
Secure application • Fast turnaround • No pressure
What Is a Mortgage Pre-Approval?
A pre-approval is a lender-reviewed estimate of how much home you can afford based on verified information—typically income, assets, and credit. Unlike a simple pre-qualification, a true pre-approval strengthens your offer and helps prevent delays once you’re under contract.
Why Getting Pre-Approved Matters
- Confirms your home buying budget
- Makes your offer stronger with sellers
- Helps you move faster in competitive markets
- Identifies potential issues early
- Reduces stress during underwriting
What You’ll Need for Pre-Approval
Most buyers can complete pre-approval quickly with a few basic items. If you don’t have everything yet, that’s okay—start anyway and we’ll map it out.
- Income documentation (paystubs or self-employed info)
- Asset statements (bank accounts)
- Credit review
- Property info (if you already have a home picked out)
How the Pre-Approval Process Works
Step 1: Apply Securely
Submit your application online, or schedule a quick call to review your goals.
Step 2: Review & Verify
I’ll review your information, answer questions, and confirm the best options.
Step 3: Get Pre-Approved
Receive your pre-approval letter and start shopping with confidence.
Work With a Local Florida Mortgage Broker
As a Florida-based mortgage broker, I can compare options across multiple lenders—so you’re not limited to one bank’s program. You’ll get clear communication, fast responses, and guidance from pre-approval through closing.
Mortgage Pre-Approval FAQs
How long does a pre-approval take?
Most pre-approvals are completed within 24–48 hours once documents are received.
Does getting pre-approved affect my credit?
A credit check is required. Multiple mortgage inquiries within a short shopping window are typically treated as one.
How long is a pre-approval valid?
Usually 60–90 days (varies by lender).
Can I get pre-approved before finding a home?
Yes—this is recommended so you can shop with a clear budget.
Ready to Get Pre-Approved?
If you’re buying soon—or just want to know your options—getting pre-approved puts you in control of the process.