Brandt Myers • NMLS #2030154 • Winter Garden, FL
Kissimmee, FL Mortgage Broker
Buying a home, refinancing, or investing in Kissimmee? Get fast pre-approval, multiple lender options, and personal guidance from a local Florida mortgage broker who knows the Osceola County market.
Local Mortgage Help for Kissimmee Buyers & Investors
Kissimmee is one of Central Florida's highest-volume real estate markets — with a median home price around $360,000–$375,000, thousands of transactions each year, and one of the most active short-term rental and investment property markets in the country thanks to its proximity to Walt Disney World and the tourism corridor.
I'm Brandt Myers, a mortgage broker based in nearby Winter Garden. I help Kissimmee buyers, homeowners, and real estate investors compare loan options from multiple wholesale lenders — including FHA, VA, conventional, and DSCR investor loans — with personal service and fast answers every step of the way.
Whether you're buying your first home, purchasing a vacation rental, or refinancing an existing mortgage, I'll help you find the right loan and get it closed smoothly.
Why Kissimmee Buyers & Investors Work With a Broker
First-Time Buyer Friendly
Kissimmee's price point makes it one of the most accessible markets in the Orlando metro for first-time buyers. FHA loans starting at 3.5% down and VA loans with $0 down are both strong options here.
Investor & Short-Term Rental Loans
Kissimmee's tourism corridor — from Celebration to Reunion Resort — is one of Florida's busiest short-term rental markets. DSCR loans qualify based on rental income, not personal income, making them ideal for STR investors.
More Lender Options
I shop multiple wholesale lenders on your behalf so you're not limited to one bank's offer — giving you more programs and often better pricing for your Kissimmee purchase or refinance.
Local Market Knowledge
Kissimmee has unique underwriting considerations — condo hotel rules, HOA restrictions on short-term rentals, and tourism corridor appraisal nuances. I'll help you navigate these before they become surprises at closing.
Home Loan Programs for Kissimmee
Every buyer's situation is different. Here are the programs I offer for Kissimmee purchases, refinances, and investment properties.
Conventional Loans
Flexible financing with competitive rates. As low as 3% down for qualified Kissimmee buyers.
FHA Loans
A strong option for first-time Kissimmee buyers. As low as 3.5% down with flexible qualification requirements.
VA Loans
$0 down and no monthly mortgage insurance for eligible veterans and active duty service members buying in the Kissimmee area.
Down Payment Assistance
Lender-paid grants and forgivable DPA covering your FHA down payment. Forgiven after just 6 months.
DSCR Investor Loans
Qualify based on rental income for Kissimmee short-term and long-term investment properties. No personal income required.
Refinance
Lower your rate, remove PMI, or access cash-out equity from your Kissimmee home. I'll run the numbers side by side.
5-Day HELOC
Fast access to your home equity for renovations, debt consolidation, or reserves.
A Simple Process From Start to Closing
Clear next steps, fast answers, and personal support at every stage of your Kissimmee home purchase, investment property, or refinance.
Step 1
Get Pre-Approved
Find out how much home you can buy in Kissimmee or see what your investment property options look like. I'll review your income, assets, and credit and get back to you with clear options quickly.
Step 2
Review Your Options
Compare loan programs, rates, payments, and cash-to-close side by side so you can choose what fits your goals — whether you're buying a primary home, vacation property, or short-term rental.
Step 3
Move Forward With Confidence
Get loan approval and close on your Kissimmee property with clear communication, responsive support, and no surprises along the way.
Kissimmee Mortgage FAQs
How do I get pre-approved for a mortgage in Kissimmee?
Apply online or schedule a quick call. I'll review your income, assets, credit, and goals and provide a pre-approval with a clear payment estimate and next steps — usually the same day documents are received.
Can I use a DSCR loan to buy a short-term rental in Kissimmee?
Yes — DSCR loans are one of the most popular options for Kissimmee vacation rental investors. They qualify based on the projected or actual rental income of the property rather than your personal income, making them ideal for investors with multiple properties or those who are self-employed.
Are there any special considerations for buying a condo or resort property in Kissimmee?
Yes. Condo hotels and resort-style properties in the Kissimmee tourism corridor have specific financing rules — some don't qualify for conventional or FHA loans at all. I'll review the property type upfront so there are no surprises later in the process.
What is the minimum down payment to buy a home in Kissimmee?
For a primary residence, conventional loans can go as low as 3% down, FHA as low as 3.5%, and VA loans can be $0 down for eligible veterans. Investment property purchases typically require a larger down payment depending on the loan program.
Do you work with first-time homebuyers in Kissimmee?
Absolutely. With a median home price around $360,000–$375,000, Kissimmee is one of the more accessible markets in the Orlando metro for first-time buyers. I'll walk you through your options, get you pre-approved, and guide you from start to closing.
Can I refinance my Kissimmee home to access equity?
Yes. I'll run a no-pressure refinance review and show you your options side by side — whether you're looking to lower your rate, remove mortgage insurance, or access cash-out equity for renovations or other goals.
Serving Kissimmee and Nearby Communities
Based in Winter Garden, I help buyers, homeowners, and investors throughout the Kissimmee area including Celebration, Reunion Resort, Poinciana, St. Cloud, and surrounding Osceola County communities.
Ready to Buy, Invest, or Refinance in Kissimmee?
Whether you're buying your first home, picking up an investment property, or refinancing, I'll help you map out the smartest path — quickly, clearly, and with zero pressure.
Call or Text: (407) 758-7166